THE CHECK THEY LAUGHED AT

Chapter 2

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And at thirty-eight, she had finally learned that money did not change who a person was.

It only gave everyone else more reasons to reveal who they were.

A woman in a cream-colored suit approached the counter.

"Ms. Brooks?"

Elena turned.

The woman extended her hand.

"I'm Victoria Hale, senior vice president of private banking."

Elena shook it.

"Nice to meet you."

Victoria glanced at Andrew.

Then at the check.

Then at Elena.

Unlike Andrew, she did not laugh.

She simply said, "Would you mind coming upstairs?"

Elena picked up her handbag.

"Not at all."

As they walked toward the elevators, Andrew watched them go.

He stared at the check one more time.

He had a strange feeling.

Something told him the morning was about to become much more expensive than he had expected.

 The Woman Behind the Check

Victoria Hale's office occupied the twenty-first floor.

It was quieter than the lobby.

The walls were made of dark wood. Large windows overlooked the city. A painting of Harrington & Cole's founders hung above a fireplace that hadn't been used in years.

Victoria closed the door.

"Please sit."

Elena sat.

Victoria took the folder.

She read carefully.

Unlike Andrew, she did not rush.

She checked Elena's identification.

Then the legal documentation.

Then the corporate records.

Then the issuing institution.

Finally, she looked at the check again.

"I have to ask you something."

"Go ahead."

"Why Harrington & Cole?"

Elena smiled.

"My attorney recommended you."

"Your attorney?"

"Daniel Reeves."

Victoria recognized the name.

Reeves, Mallory & Grant was one of the most respected corporate law firms in the city.

Victoria leaned back.

"And this is connected to the sale of Brooks Community Systems?"

Elena nodded.

"Yes."

Victoria looked at the documents again.

Everything matched.

Elena Brooks was the sole owner of a technology company that had recently been acquired by a national infrastructure firm.

The company had started in a rented garage.

Eleven years later, it had been valued at nearly thirty million dollars.

Victoria looked up.

"You founded this company?"

"Yes."

"What did it do?"

"We built software that helped small municipalities manage water systems."

Victoria smiled.

"That's a surprisingly practical business."

"Practical businesses don't usually get headlines."

"Apparently."

Elena smiled.

Victoria studied her.

There was something unusual about the woman sitting across from her.

Elena wasn't trying to impress her.

She wasn't talking about money.

She wasn't asking about investment products.

She wasn't looking around the office.

She seemed almost indifferent to the bank's grandeur.

"What are you planning to do with the money?" Victoria asked.

"Some of it will go into a trust."

"For whom?"

"Children."

Victoria waited.

Elena continued.

"Children in neighborhoods where I grew up."

Victoria's expression softened.

"Education?"

"Education. Housing. Small-business grants."

She opened another folder.

"I've been working on the foundation for three years."

Victoria studied the documents.

"You already have a foundation?"

"Yes."

"Why deposit the money here?"

"Because I want the foundation to have a permanent banking relationship."

Victoria nodded.

That made sense.

Then she asked, "Why not another bank?"

Elena looked toward the window.

"My father used to bank here."

Victoria waited.

"He worked at a factory," Elena said. "For thirty-two years."

"What was his name?"

"Thomas Brooks."

Victoria searched her memory.

The name meant nothing to her.

Elena smiled faintly.

"I wouldn't expect it to."

"What happened?"

"He died six years ago."

"I'm sorry."

"He had a small savings account here."

Victoria nodded.

"He always told me that Harrington & Cole was a serious institution."

"Your father sounds like he respected the bank."

"He respected what he thought the bank represented."

Victoria noticed the distinction.

"And what do you think it represents?"

Elena looked directly at her.

"That depends on how you treat people who don't look like they belong."

Victoria was silent.

The words weren't accusatory.

They didn't need to be.

Downstairs, Andrew was already telling another associate about the check.

"I swear, four point eight million," he said.

His coworker laughed.

"Who was she?"

"I don't know."

"Some investor?"

Andrew shook his head.

"She didn't look like one."

The other associate grinned.

"Maybe she inherited it."

"Maybe."

Neither noticed the security camera above them.

Neither noticed that the branch manager had just walked out of his office.

His name was Richard Cole.

He was fifty-six.

He had worked at Harrington & Cole for thirty-one years.

And he was not amused.

"What are you two discussing?"

Andrew's face changed.

"Nothing, Mr. Cole."

Richard looked at him.

"Nothing doesn't usually involve laughing."

Andrew lowered his voice.

"It's the woman at Counter Seven."

Richard frowned.

"What about her?"

"She deposited a four-point-eight-million-dollar certified check."

Richard's expression changed.

"Where is she?"

"Private banking."

"Who is handling it?"

"Victoria."

Richard nodded.

Then he turned.

"Good."

He walked away.

Andrew exhaled.

His coworker whispered, "You're lucky."

Andrew frowned.

"Why?"

"Because if Richard had heard you laughing about a client's finances, you'd be finished."

Andrew looked toward the elevator.

For the first time, he wondered whether he had made a mistake.

Upstairs, Victoria returned the folder to Elena.

"Everything appears to be in order."

Elena nodded.

"Thank you."

"I'll have our compliance team complete the final verification."

"Of course."

Victoria stood.

Then paused.

"Ms. Brooks?"

"Yes?"

"I want to apologize."

Elena raised an eyebrow.

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THE CHECK THEY LAUGHED AT

7 Part